Real Estate

Real estate has long been regarded as one of the most effective paths to wealth creation. Unlike stocks and other volatile investment options, real estate provides tangible assets that appreciate over time, generate passive income, and offer tax advantages. Whether you're a first-time investor, a homeowner looking to maximize your property’s potential, or a seasoned investor seeking higher returns, real...

Purchasing a home is one of life’s most significant milestones. It represents stability, financial investment, and a personal space where you can truly make your own mark. However, focusing only on the down payment, mortgage rate, or listing price can leave new homeowners blindsided by additional expenses that stack up quickly. These hidden costs often catch first-time buyers off-guard, leading to...

Affordable housing remains a pressing issue in Jamaica, with rising land and construction costs making homeownership increasingly difficult for many citizens. The demand for low-to-middle-income housing continues to outpace supply, leading to informal settlements, housing insecurity, and financial strain on families. To address this challenge, a mix of policy reforms, innovative construction methods, and...

Jamaica's housing crisis has been a longstanding issue, with rising property prices, inadequate affordable housing options, and urban congestion driving many residents, especially young professionals, into a financial and logistical dilemma. As 2025 unfolds, the crisis persists, with supply unable to meet demand, wages lagging behind housing inflation, and infrastructure limitations restricting...

Retirement planning involves more than just pensions or personal savings. One often-overlooked resource is the equity built up in your home over the years. Home equity is simply the difference between your property’s current value and any outstanding mortgage balance can be a strategic asset in later life if you know how to use it. Below are several practical ways to leverage your home’s equity, tips...

Transferring or selling your Jamaican home to a family member can be a strategic way to keep valuable property within the family while also simplifying future estate matters. Whether you are gifting your property, selling at full market value, or opting for a “love and affection” transfer, knowing the legal and practical steps involved ensures a smooth process. Below, we explore the most important...

Buying a first home is both an exciting milestone and one of the largest financial investments most people will ever make. In Jamaica’s evolving real estate landscape and indeed, in many other markets being prepared can save you time, money, and stress. In this article, we’ll explore eight common pitfalls new home buyers often fall into, and provide practical tips to help you navigate around them....

In the world of real estate, one factor that often slips under the radar is house color. Location, price, and the home’s physical condition usually dominate the conversation. Yet color, both exterior and interior can influence how long your property stays on the market and at what price it sells. In Jamaica, where architectural styles range from charming bungalows to grand villas, the impact of paint...

In times of financial uncertainty whether prompted by global economic challenges, natural disasters, or personal circumstances, homeowners and real estate investors may find themselves unable to keep up with their mortgage or loan payments. One potential solution to alleviate short-term financial burdens is a loan moratorium, also known as a payment deferral. As a real estate professional or property...

Retirement is often the beginning of a more relaxed, fulfilling phase of life, one where you have the freedom to enjoy the fruits of your labor and focus on the people and activities that matter most. A key consideration during this stage is whether your current home is suited to your needs going forward. For many retirees, moving to a smaller home can provide significant advantages in terms of finances,...